Credit cards specifically designed for people working to improve their credit.
Credit cards specifically designed for people working to improve their credit.
Both card types report to credit bureaus and can help improve your credit when used responsibly.
Standard Cards
Unsecured credit cards designed for people with less-than-perfect credit who are ready for more flexibility.
Guaranteed $1,000 credit limit if approved
Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms
Don’t Have Perfect Credit? No Problem!
Join over a million consumers who are working on building their access to credit.
Zero Fraud Liability — Peace of mind that comes with having a Mastercard.
Get the credit you deserve, even with less-than-perfect history.
No security deposit, and a path to better credit.
*The Milestone Mastercard is issued by The Bank of Missouri pursuant to a license from Mastercard. Applications are subject to issuer review and approval.
A rewards card for people with less-than-perfect credit!
Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
A guaranteed $700 credit limit to help you build access to credit, if approved.
With Cashback Rewards, you get to live like an A-lister.
Zero Fraud Liability—Peace of mind that comes with having a Mastercard
Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
No security deposit required—get started today!
*The Destiny Mastercard is issued by The Bank of Missouri pursuant to a license from Mastercard. Applications subject to issuer review and approval. See application for complete Cashback Rewards terms.
Get the credit you deserve—$1000 guaranteed if approved
Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
Get the credit you deserve, even with less-than-perfect history.
Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
Zero Fraud Liability—Peace of mind that comes with having a Mastercard.
Don’t Have Perfect Credit? No Problem!
No security deposit, just purchasing power.
*The Indigo Mastercard is issued by Celtic Bank pursuant to a license from Mastercard. Applications are subject to issuer review and approval.
Guaranteed $1,000 credit limit if approved
Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms
Don’t Have Perfect Credit? No Problem!
Join over a million consumers who are working on building their access to credit.
Zero Fraud Liability — Peace of mind that comes with having a Mastercard.
Get the credit you deserve, even with less-than-perfect history.
No security deposit, and a path to better credit.
*The Milestone Mastercard is issued by The Bank of Missouri pursuant to a license from Mastercard. Applications are subject to issuer review and approval.
A rewards card for people with less-than-perfect credit!
Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
A guaranteed $700 credit limit to help you build access to credit, if approved.
With Cashback Rewards, you get to live like an A-lister.
Zero Fraud Liability—Peace of mind that comes with having a Mastercard
Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
No security deposit required—get started today!
*The Destiny Mastercard is issued by The Bank of Missouri pursuant to a license from Mastercard. Applications subject to issuer review and approval. See application for complete Cashback Rewards terms.
Get the credit you deserve—$1000 guaranteed if approved
Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
Get the credit you deserve, even with less-than-perfect history.
Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
Zero Fraud Liability—Peace of mind that comes with having a Mastercard.
Don’t Have Perfect Credit? No Problem!
No security deposit, just purchasing power.
*The Indigo Mastercard is issued by Celtic Bank pursuant to a license from Mastercard. Applications are subject to issuer review and approval.
Secured Cards
Secured cards use a refundable deposit to make approval easier while helping you establish positive credit history.
No Credit Check or Credit Score Required.
Build today — unlock more tomorrow. The secured Self Visa® Credit Card helps you build credit history through everyday purchases, with on-time payments reporting to all three major credit bureaus. There are two ways to get it. If you have $100 today, fund your deposit right away through ACH or debit and start building immediately. If you don’t, you can work toward it through a Credit Builder Account¹ — building savings and credit history along the way until you qualify.
Start building credit with a secured card that reports to all three major credit bureaus.
$0 intro annual fee for the first year only, for new customers only, $25 thereafter2
Secure your credit line with a refundable security deposit - as low as $100.3
Be automatically considered for a higher credit line in just 6 months—no extra deposit needed
Use your card anywhere Visa® is accepted in the U.S.
Self is not a bank. The Secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.
Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.
1 Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to approval.
2 $0 intro annual fee for the first year only, for new customers only, $25 thereafter. Variable APR of 27.49%.
3 Deposits are returned upon account closure after settling outstanding balances.
No Credit Check or Credit Score Required.
Build today — unlock more tomorrow. The secured Self Visa® Credit Card helps you build credit history through everyday purchases, with on-time payments reporting to all three major credit bureaus. There are two ways to get it. If you have $100 today, fund your deposit right away through ACH or debit and start building immediately. If you don’t, you can work toward it through a Credit Builder Account¹ — building savings and credit history along the way until you qualify.
Start building credit with a secured card that reports to all three major credit bureaus.
$0 intro annual fee for the first year only, for new customers only, $25 thereafter2
Secure your credit line with a refundable security deposit - as low as $100.3
Be automatically considered for a higher credit line in just 6 months—no extra deposit needed
Use your card anywhere Visa® is accepted in the U.S.
Self is not a bank. The Secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.
Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.
1 Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to approval.
2 $0 intro annual fee for the first year only, for new customers only, $25 thereafter. Variable APR of 27.49%.
3 Deposits are returned upon account closure after settling outstanding balances.
Tools and resources to help you build, repair, and protect your credit.
From credit monitoring to secured card options, Perqs connects you with straightforward solutions to help you understand, improve, and protect your credit. Small steps add up, and we are here to help you take them.
Advertiser DisclaimerTools and resources to help you build, repair, and protect your credit.
From credit monitoring to secured card options, Perqs connects you with straightforward solutions to help you understand, improve, and protect your credit. Small steps add up, and we are here to help you take them.
Advertiser Disclaimer
Human credit experts you can talk with
#1 ranked company for challenging inaccurate credit data
Industry leading 90-day 100% money back guarantee
BBA A accredited business (highly rated)
Recognized by CNBC as the best in the space
In business for since 2015
1 The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.
2 Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.
3 $0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.
1B Score Tracker
Real Time Inquiry Notifications
Change of Address Monitoring
Early Warning Account Take Over
Education Center
Full Service ID Restoration
Lost Wallet Replacement
1 The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.
2 Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.
3 $0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.
Leverage your existing monthly payments to build credit
Report rent payments to Equifax, TransUnion and Experian
Report utility and phone bills to TransUnion
Add up to 5 positive records to strengthen your credit profile
Track changes to your credit report with real-time alerts
Over 1 million people have reported bills with Self
Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent/utility payments.
Human credit experts you can talk with
#1 ranked company for challenging inaccurate credit data
Industry leading 90-day 100% money back guarantee
BBA A accredited business (highly rated)
Recognized by CNBC as the best in the space
In business for since 2015
1 The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.
2 Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.
3 $0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.
1B Score Tracker
Real Time Inquiry Notifications
Change of Address Monitoring
Early Warning Account Take Over
Education Center
Full Service ID Restoration
Lost Wallet Replacement
1 The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.
2 Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.
3 $0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.
Leverage your existing monthly payments to build credit
Report rent payments to Equifax, TransUnion and Experian
Report utility and phone bills to TransUnion
Add up to 5 positive records to strengthen your credit profile
Track changes to your credit report with real-time alerts
Over 1 million people have reported bills with Self
Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent/utility payments.
PERQS is a proud partner of top financial services brands.
PERQS is a proud partner of top financial services brands.
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