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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Borrower Defense: Who Qualifies and How to Apply

Borrower defense to repayment is a federal student loan forgiveness program designed to aid borrowers defrauded by their educational institu...

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Building Credit as a Student: Step-by-Step Insights

Student credit cards are a gateway to building credit for young adults, particularly students. These cards function like regular credit card...

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Building Credit: What You Need to Know

Building a strong credit score requires consistent effort and time. While it may feel slow initially, there are strategies to help establish...

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Chapter 7 vs. Chapter 13: Costs, Fees, and Solutions

Filing for bankruptcy can help those in severe financial distress regain control, but the costs of filing fees and attorney fees can make th...

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Chapter 7 vs. Chapter 13: Understanding Bankruptcy Eligibility

The bankruptcy means test determines whether an individual qualifies for debt forgiveness under Chapter 7 bankruptcy. This process assesses...

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Choosing the Right Credit Card for Your Business Needs

Understanding the key differences between business and personal credit cards can help you make better financial decisions, especially when i...

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Connecticut Housing Finance Authority: First-Time Home Buyer Programs Explained

Buying your first home in Connecticut can be an exciting yet financially challenging experience. Fortunately, a range of programs and assist...

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Conventional Loan Limits and Eligibility Explained

Conventional loans are a popular option for homebuyers, offering flexibility and competitive rates for those who meet specific eligibility c...

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Co-signing vs. Authorized User: Finding the Right Credit Solution

Co-signing a credit card for a college student can help them build credit, but it comes with significant financial risks for the co-signer....

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