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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

A Guide to Debt-to-Income Ratios for Homebuyers

Understanding your debt-to-income (DTI) ratio is crucial for determining how much you can borrow and your eligibility for a mortgage. DTI re...

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A Guide to First-Time Home Buyer Grants in New York

Buying a home for the first time in New York can be a daunting financial task, but first-time home buyer grant programs provide essential su...

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A Guide to Louisiana's First-Time Home Buyer Programs

First-time home buyers in Louisiana have access to several programs designed to make purchasing a home more affordable. These include down p...

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A Guide to Mississippi's First-Time Home Buyer Programs and Resources

Buying a home can be challenging, especially for first-time home buyers in Mississippi. Fortunately, the Mississippi Home Corporation (MHC)...

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A Guide to New Hampshire First-Time Home Buyer Programs

Buying a home in New Hampshire is made easier through programs offered by the New Hampshire Housing Finance Authority. These programs provid...

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A Guide to Oregon’s First-Time Home Buyer Programs

For first-time home buyers in Oregon, the soaring real estate prices in the Northwest can feel overwhelming. Fortunately, both national and...

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Avoiding Debt with Your First Credit Card

Managing a student credit card responsibly is key to building a solid financial foundation during college. With the right habits, you can us...

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Avoiding Identity Theft: Tips for Credit Card Safety

Protecting your credit card information is essential in today's digital world. While the credit card industry has implemented systems to cat...

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Biweekly Mortgage Payments: What You Need to Know

When you buy a home with a mortgage, the default payment schedule is monthly. However, some homeowners opt for biweekly payments to save on...

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