PERQS
Learning Center

All Articles

Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

How to Navigate Federal Student Loan Challenges

Student loan repayment can be complex, especially when navigating federal student loan servicers. Many borrowers might not be fully aware of...

Article 5 min
Read

How to Navigate the End of Your Credit Card’s 0% APR

Understanding the transition from a 0% APR credit card promotional period to its ongoing interest rate is crucial for managing your finances...

Article 5 min
Read

How to Obtain Your IRS Tax Transcript or Return

Getting your IRS tax transcript or tax return is an essential step for various financial and legal purposes, including proving your income o...

Article 5 min
Read

How to Save on Housing, Utilities, and More

Looking to cut down on your monthly expenses? This guide explores practical strategies to reduce costs across major spending categories, fro...

Article 5 min
Read

How to Start Investing for Your Child Today

Investing early is one of the best ways to teach children about financial literacy and the power of compound growth. Kids have a long time h...

Article 5 min
Read

How to Use Rent Payments to Build Your Credit Score

Many renters miss out on building their credit simply because rental payments aren't automatically reported to credit bureaus. However, rent...

Article 5 min
Read

Index Funds and ETFs: Simplifying Passive Investing

Indexes play a pivotal role in tracking the performance of a group of preselected investments, such as stocks or bonds, and serve as benchma...

Article 5 min
Read

IRS Mileage Updates: What You Need to Know for 2025

Driving for business, charitable, medical, or moving purposes could make you eligible for mileage deductions on your tax return. The IRS rec...

Article 5 min
Read

Is Refinancing Worth It? Find Out When You’ll Start Saving

Refinancing your mortgage can be a great way to save money, but before diving in, it’s crucial to calculate the break-even point. This is wh...

Article 5 min
Read