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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

How Stocks Work and Why You Should Invest

Stocks represent ownership in a company, offering investors an opportunity to share in the company's profits and growth. By purchasing stock...

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How Tax Liens Affect You and Steps to Remove Them

Tax liens are a critical issue that arise when back taxes are owed. They allow the government to place a legal claim on an individual’s asse...

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How the 1099-MISC Form Affects Your Taxes

The 1099-MISC form is a critical document that many taxpayers may receive early in the year, typically by February. It reports miscellaneous...

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How the Card Act Changed the Credit Card Landscape

The Credit Card Accountability Responsibility and Disclosure Act of 2009, commonly known as the Card Act, introduced comprehensive reforms t...

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How to Buy ETFs and Build a Diversified Portfolio

Exchange-Traded Funds (ETFs) have become a popular investment choice for individuals looking to diversify their portfolio without taking on...

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How to Invest Your Money Wisely

Investing is a powerful way to grow your wealth and secure financial goals. Whether you're just starting or looking to refine your approach,...

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How to Manage Your Loans After FedLoan

FedLoan Servicing, a federal student loan servicer, concluded its operations in December 2022, resulting in a transfer of loans to other ser...

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How to Manage Your Loans Post-OSLA Transfer

OSLA’s federal student loan servicer contract expired in December 2024, prompting the transfer of its borrower portfolio to Aidvantage. Borr...

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How to Navigate and Resolve a Tax Levy

Many taxpayers face the challenge of owing back taxes due to insufficient withholdings from their paychecks. When these taxes remain unpaid,...

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