If you have a low credit score or limited credit history, building credit is crucial for unlocking better financial opportunities. Good credit helps you qualify for loans, credit cards, and housing with lower interest rates and favorable terms. By using credit responsibly—paying bills on time and keeping balances low—you can gradually improve your score and build a stronger financial reputation.
PERQS partners with leading providers to help you monitor, improve, and repair your credit score. We also offer credit card options for those with less-than-perfect credit, so you can continue building your credit journey.
These products are designed to help you improve your score by working within the credit scoring models and ensuring your good credit behavior gets reported and is factored into your score. Start now for FREE!
Whether working to repair your credit profile, get your latest credit score, monitor you credit reports, or protect your ID, check out these products designed to meet your need.
Check out our selection of credit cards built for those with less than perfect credit. These cards can add buying power to your budget and help get you back on track to building a stronger credit profile
