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Financial Education That Actually Helps

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Your finances, your pace. Whether you are just starting to build credit, working through debt, or planning your next big move, Perqs gives you the practical guides, videos, and tools you need to make smarter decisions with confidence.

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Simplifying Finances: Budget Planners That Work

A budget planner is a tool designed to help you manage your finances effectively by outlining income and expenses. By utilizing strategies l...

Article 5 min
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Smart Financing with Buy Now, Pay Later

"Buy now, pay later" (BNPL) is a modern financing option that allows consumers to make purchases immediately while splitting the payment int...

Article 5 min
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Smart Wedding Planning: Balancing Dreams and Dollars

Planning a wedding is a joyous milestone but comes with significant financial considerations. The average wedding in 2023 cost $30,119, acco...

Article 5 min
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Stock Market Basics: Everything You Need to Know

The stock market serves as a centralized platform where investors buy and sell shares of publicly traded companies. It operates through exch...

Article 5 min
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Strategies for Paying Down Debt Quickly and Efficiently

If you're feeling overwhelmed by debt and are eager to pay it off quickly, there are several strategies you can use to get back on track. Fr...

Article 5 min
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Swipe Fees and Surcharges: The Consumer's Guide

Retailers are now allowed to charge consumers a surcharge for using credit cards, up to 4% of the transaction. While this change has sparked...

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The 50/30/20 Rule: A Beginner’s Guide to Budgeting

Budgeting effectively is an essential skill for managing your financial health. A monthly budget helps you track your income and expenses ov...

Article 5 min
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The Basics of Debt Collection and Statute of Limitations

The statute of limitations on debt refers to the period during which a creditor can legally sue you to collect a debt. These time limits var...

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The Costs and Benefits of Cash-Out Refinancing

A cash-out refinance can be a versatile financial tool for homeowners looking to access their home's equity while replacing their existing m...

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The Essentials of Choosing a Credit-Builder Loan

Credit-builder loans are a unique financial tool designed to help individuals establish or improve their credit scores, particularly those w...

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The Key Steps to Building Your Credit History

Building credit can be frustrating due to the paradox of needing credit to get credit. However, if you’ve never had a credit score, you are...

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The Path to Becoming a Certified Financial Planner

A Certified Financial Planner (CFP) is a highly trained financial advisor with expertise in a wide range of financial planning areas. To ear...

Article 5 min
Read

Simplifying Finances: Budget Planners That Work

Article 5 min
Read

Smart Financing with Buy Now, Pay Later

Article 5 min
Read

Smart Wedding Planning: Balancing Dreams and Dollars

Article 5 min
Read

Stock Market Basics: Everything You Need to Know

Article 5 min
Read

Strategies for Paying Down Debt Quickly and Efficiently

Article 5 min
Read

Swipe Fees and Surcharges: The Consumer's Guide

Article 5 min
Read

The 50/30/20 Rule: A Beginner’s Guide to Budgeting

Article 5 min
Read

The Basics of Debt Collection and Statute of Limitations

Article 5 min
Read

The Costs and Benefits of Cash-Out Refinancing

Article 5 min
Read

The Essentials of Choosing a Credit-Builder Loan

Article 5 min
Read

The Key Steps to Building Your Credit History

Article 5 min
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The Path to Becoming a Certified Financial Planner

Article 5 min
Read