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Financial Education That Actually Helps

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Your finances, your pace. Whether you are just starting to build credit, working through debt, or planning your next big move, Perqs gives you the practical guides, videos, and tools you need to make smarter decisions with confidence.

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Balance Transfers: Are They Worth It?

Transferring credit card balances to a 0% APR card can be a strategic move to manage high-interest debt, but it comes with risks. Research s...

Article 5 min
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Balance Transfer Strategies: Maximize Your Savings

Managing credit card debt can be a challenge, especially when attempting to take advantage of 0% balance transfer cards. This strategy can s...

Article 5 min
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Balancing Financial Aid for Adult Children Amid a Crisis

The pandemic has left many millennials facing significant financial challenges, prompting some to seek financial assistance from their paren...

Article 5 min
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Balancing the Benefits and Risks of Multiple Credit Cards

Many people enjoy the benefits of credit cards, from rewards and perks to financial flexibility. However, the question arises: how many cred...

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Bankruptcy and Shared Credit Accounts: Tips to Keep Your Credit Safe

Understanding the dynamics of authorized users and joint account holders on credit cards is crucial, especially when considering the potenti...

Article 5 min
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Boost Your College Aid Package with a Financial Aid Appeal

When students receive a college acceptance letter, it often includes a financial aid package that may not fully meet their expectations or n...

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Budget-Friendly Strategies to Pay Off Maxed-Out Credit Cards

Maxing out a credit card can be a stressful experience, but it’s manageable with the right steps. Acting quickly to reduce your balance, adj...

Article 5 min
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Building Credit as a Non-U.S. Citizen: A Step-by-Step Guide

If you're a foreign national living in the United States, building a good credit history is crucial. However, without a Social Security numb...

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Building Credit When You Have a Low Score

Building credit can be challenging, especially for those with bad credit scores. While traditional credit cards may be out of reach, credit...

Article 5 min
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Building Credit with Authorized User Accounts: What to Know

Adding someone as an authorized user to your credit card can help boost their credit scores, provided your account is in good standing and p...

Article 5 min
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Business vs. Personal Credit Cards: What Entrepreneurs Should Know

Using a credit card for business expenses is common, but choosing between a personal and a business credit card depends on your unique needs...

Article 5 min
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Cash Value Life Insurance vs. Term Life: What You Need to Know

Cash value life insurance is a type of permanent life insurance that includes a savings component, allowing policyholders to accumulate fund...

Article 5 min
Read

Balance Transfers: Are They Worth It?

Article 5 min
Read

Balance Transfer Strategies: Maximize Your Savings

Article 5 min
Read

Balancing Financial Aid for Adult Children Amid a Crisis

Article 5 min
Read

Balancing the Benefits and Risks of Multiple Credit Cards

Article 5 min
Read

Bankruptcy and Shared Credit Accounts: Tips to Keep Your Credit Safe

Article 5 min
Read

Boost Your College Aid Package with a Financial Aid Appeal

Article 5 min
Read

Budget-Friendly Strategies to Pay Off Maxed-Out Credit Cards

Article 5 min
Read

Building Credit as a Non-U.S. Citizen: A Step-by-Step Guide

Article 5 min
Read

Building Credit When You Have a Low Score

Article 5 min
Read

Building Credit with Authorized User Accounts: What to Know

Article 5 min
Read

Business vs. Personal Credit Cards: What Entrepreneurs Should Know

Article 5 min
Read

Cash Value Life Insurance vs. Term Life: What You Need to Know

Article 5 min
Read