PERQS

Financial Education That Actually Helps

Built for real people navigating real life.

Everyone deserves to understand their finances without judgment.

Your finances, your pace. Whether you are just starting to build credit, working through debt, or planning your next big move, Perqs gives you the practical guides, videos, and tools you need to make smarter decisions with confidence.

Advertiser Disclaimer

Showing 2149-2160 of 2,898 resources

Partial Payments and Your Credit: What You Need to Know

Managing your finances can be challenging, especially when you’re struggling to pay your bills in full. While making a partial payment may s...

Article 5 min
Read

Partial Student Loan Refinance: Keep the Benefits, Cut the Interest

You don’t have to refinance your entire student loan balance — even if you only have one loan. Strategic partial refinancing can help you re...

Article 5 min
Read

Partners in Business: Comparing General Partnerships and LPs

General partnerships and limited partnerships both let two or more people own a business together, but they differ in who manages the compan...

Article 5 min
Read

Passport Book vs. Passport Card: How to Choose the Right Travel Document

Choosing between a U.S. passport book and a passport card mostly comes down to where you’re going, how you’re getting there and how much fle...

Article 5 min
Read

Payday Loan Alternatives That Won’t Break the Bank

If you're dealing with an emergency expense and payday loans seem like your only option, take a breath — there are safer, more affordable so...

Article 5 min
Read

Payday Loans 101: Costs, Legal Issues, and Smarter Options

Payday loans are short-term, high-cost loans designed to provide quick cash, typically $500 or less, to be repaid by the borrower's next pay...

Article 5 min
Read

PAYE vs. REPAYE: Which Student Loan Repayment Plan Is Right for You?

Choosing between the Pay As You Earn (PAYE) and Revised Pay As You Earn (REPAYE) plans for student loan repayment can be tricky, but underst...

Article 5 min
Read

Paying Bills with Credit Cards: Smart Strategy or Risky Move?

Using credit cards to pay for bills can be convenient and rewarding, but it also depends on the type of bill and whether there are any added...

Article 5 min
Read

Paying Off Medical Debt: Strategies That Really Work

Over the past decade, median household incomes have grown substantially—up 30%, outpacing many typical expenses. While this growth is a win...

Article 5 min
Read

Paying Off Student Loans with 401(k): Risks and Alternatives

Many people wonder if tapping into their 401(k) is a smart way to get rid of student loan debt quickly. While the idea of paying off loans f...

Article 5 min
Read

Paying Yourself as an Owner: The Smart, Legal, and Sustainable Way

Paying yourself as a business owner generally happens in one of two ways: a salary or an owner’s draw. The right choice depends on your busi...

Article 5 min
Read

Paying Yourself as a Sole Proprietor: What You Need to Know

Deciding how and how much to pay yourself as a sole proprietor can be a confusing step for many new business owners. While launching a busin...

Article 5 min
Read

Partial Payments and Your Credit: What You Need to Know

Article 5 min
Read

Partial Student Loan Refinance: Keep the Benefits, Cut the Interest

Article 5 min
Read

Partners in Business: Comparing General Partnerships and LPs

Article 5 min
Read

Passport Book vs. Passport Card: How to Choose the Right Travel Document

Article 5 min
Read

Payday Loan Alternatives That Won’t Break the Bank

Article 5 min
Read

Payday Loans 101: Costs, Legal Issues, and Smarter Options

Article 5 min
Read

PAYE vs. REPAYE: Which Student Loan Repayment Plan Is Right for You?

Article 5 min
Read

Paying Bills with Credit Cards: Smart Strategy or Risky Move?

Article 5 min
Read

Paying Off Medical Debt: Strategies That Really Work

Article 5 min
Read

Paying Off Student Loans with 401(k): Risks and Alternatives

Article 5 min
Read

Paying Yourself as an Owner: The Smart, Legal, and Sustainable Way

Article 5 min
Read

Paying Yourself as a Sole Proprietor: What You Need to Know

Article 5 min
Read