PERQS

Financial Education That Actually Helps

Built for real people navigating real life.

Everyone deserves to understand their finances without judgment.

Your finances, your pace. Whether you are just starting to build credit, working through debt, or planning your next big move, Perqs gives you the practical guides, videos, and tools you need to make smarter decisions with confidence.

Advertiser Disclaimer
Filtering by: Debt Management

Showing 469-480 of 574 resources

Should You Borrow From Your Life Insurance? Key Pros, Cons and Timing

Borrowing against the cash value of a permanent life insurance policy can be a flexible way to access money without a credit check and with...

Article 5 min
Read

Should You Refinance Private Student Loans Before Payments Begin?

Refinancing private student loans during your grace period can be a smart financial move — especially if you’re able to secure a lower inter...

Article 5 min
Read

Should You Refinance Your Car Loan Now?

Refinancing a car loan replaces your current loan with a new one, often at a different interest rate and term. You do “start over” with a ne...

Article 5 min
Read

Should You Refinance Your Student Loans? A Complete Guide

Refinancing student loans can be a smart financial move to save money on interest and reduce repayment time. It involves trading multiple lo...

Article 5 min
Read

Should You Try Credit Piggybacking to Build Credit?

Credit piggybacking can help build your credit score if you have a thin credit file, but it’s not a long-term solution. Being added as an au...

Article 5 min
Read

Should You Use Buy Now, Pay Later or a Credit Card?

Buy now, pay later (BNPL) plans and credit cards both let you spread out the cost of purchases, but they work very differently. BNPL usually...

Article 5 min
Read

Signature Loans Explained: A Guide to Unsecured Borrowing

A signature loan is an unsecured personal loan backed solely by your promise to repay, rather than collateral. With fixed interest rates, pr...

Article 5 min
Read

Simple Ways to Start Building Credit from Scratch

Building credit is an essential step for financial empowerment, yet about 1 in 8 Americans currently have no credit history. While the reaso...

Article 5 min
Read

Simplifying Debt: Should You Manage It or Consolidate It?

If you're struggling to manage multiple debts, you may be considering either debt management or debt consolidation as a solution. Both strat...

Article 5 min
Read

Smart Tips for First-Time Credit Card Users

Credit cards might seem complicated at first, especially if you've never had one before. But with the right guidance, your first card can be...

Article 5 min
Read

Smart Ways to Pay Off Debt Based on Your Situation

Paying off debt can feel overwhelming, especially with so many different strategies available. The best approach depends largely on how much...

Article 5 min
Read

Smart Ways to Tackle Your Debt

Paying off debt can feel overwhelming, but understanding the right strategy for your situation makes it manageable. Whether your debt is sma...

Article 5 min
Read

Should You Borrow From Your Life Insurance? Key Pros, Cons and Timing

Article 5 min
Read

Should You Refinance Private Student Loans Before Payments Begin?

Article 5 min
Read

Should You Refinance Your Car Loan Now?

Article 5 min
Read

Should You Refinance Your Student Loans? A Complete Guide

Article 5 min
Read

Should You Try Credit Piggybacking to Build Credit?

Article 5 min
Read

Should You Use Buy Now, Pay Later or a Credit Card?

Article 5 min
Read

Signature Loans Explained: A Guide to Unsecured Borrowing

Article 5 min
Read

Simple Ways to Start Building Credit from Scratch

Article 5 min
Read

Simplifying Debt: Should You Manage It or Consolidate It?

Article 5 min
Read

Smart Tips for First-Time Credit Card Users

Article 5 min
Read

Smart Ways to Pay Off Debt Based on Your Situation

Article 5 min
Read

Smart Ways to Tackle Your Debt

Article 5 min
Read