PERQS

Financial Education That Actually Helps

Built for real people navigating real life.

Everyone deserves to understand their finances without judgment.

Your finances, your pace. Whether you are just starting to build credit, working through debt, or planning your next big move, Perqs gives you the practical guides, videos, and tools you need to make smarter decisions with confidence.

Advertiser Disclaimer
Filtering by: Debt Management

Showing 433-444 of 574 resources

Parent PLUS Loans: How to Pay More Than the Minimum

Paying off parent PLUS loans faster requires a strategic approach. While making more than the minimum monthly payment helps reduce the debt...

Article 5 min
Read

Partial Payments and Your Credit: What You Need to Know

Managing your finances can be challenging, especially when you’re struggling to pay your bills in full. While making a partial payment may s...

Article 5 min
Read

Partial Student Loan Refinance: Keep the Benefits, Cut the Interest

You don’t have to refinance your entire student loan balance — even if you only have one loan. Strategic partial refinancing can help you re...

Article 5 min
Read

Payday Loan Alternatives That Won’t Break the Bank

If you're dealing with an emergency expense and payday loans seem like your only option, take a breath — there are safer, more affordable so...

Article 5 min
Read

Payday Loans 101: Costs, Legal Issues, and Smarter Options

Payday loans are short-term, high-cost loans designed to provide quick cash, typically $500 or less, to be repaid by the borrower's next pay...

Article 5 min
Read

PAYE vs. REPAYE: Which Student Loan Repayment Plan Is Right for You?

Choosing between the Pay As You Earn (PAYE) and Revised Pay As You Earn (REPAYE) plans for student loan repayment can be tricky, but underst...

Article 5 min
Read

Paying Bills with Credit Cards: Smart Strategy or Risky Move?

Using credit cards to pay for bills can be convenient and rewarding, but it also depends on the type of bill and whether there are any added...

Article 5 min
Read

Paying Off Medical Debt: Strategies That Really Work

Over the past decade, median household incomes have grown substantially—up 30%, outpacing many typical expenses. While this growth is a win...

Article 5 min
Read

Paying Off Student Loans with 401(k): Risks and Alternatives

Many people wonder if tapping into their 401(k) is a smart way to get rid of student loan debt quickly. While the idea of paying off loans f...

Article 5 min
Read

Personal Loan Payoff: What to Do and Avoid

Paying off a personal loan early can feel like a financial win — fewer payments, less interest, and peace of mind. But before rushing to eli...

Article 5 min
Read

Personal Loans 101: What You Need to Know Before Borrowing

Personal loans offer a flexible way to access cash, whether for an emergency, a major purchase, or debt consolidation. However, they’re not...

Article 5 min
Read

Personal Loans and Your Credit Score: What to Know

Personal loans can be a useful financial tool when used wisely. They provide cash for emergencies, help with debt consolidation, and offer a...

Article 5 min
Read

Parent PLUS Loans: How to Pay More Than the Minimum

Article 5 min
Read

Partial Payments and Your Credit: What You Need to Know

Article 5 min
Read

Partial Student Loan Refinance: Keep the Benefits, Cut the Interest

Article 5 min
Read

Payday Loan Alternatives That Won’t Break the Bank

Article 5 min
Read

Payday Loans 101: Costs, Legal Issues, and Smarter Options

Article 5 min
Read

PAYE vs. REPAYE: Which Student Loan Repayment Plan Is Right for You?

Article 5 min
Read

Paying Bills with Credit Cards: Smart Strategy or Risky Move?

Article 5 min
Read

Paying Off Medical Debt: Strategies That Really Work

Article 5 min
Read

Paying Off Student Loans with 401(k): Risks and Alternatives

Article 5 min
Read

Personal Loan Payoff: What to Do and Avoid

Article 5 min
Read

Personal Loans 101: What You Need to Know Before Borrowing

Article 5 min
Read

Personal Loans and Your Credit Score: What to Know

Article 5 min
Read