PERQS

Financial Education That Actually Helps

Built for real people navigating real life.

Everyone deserves to understand their finances without judgment.

Your finances, your pace. Whether you are just starting to build credit, working through debt, or planning your next big move, Perqs gives you the practical guides, videos, and tools you need to make smarter decisions with confidence.

Advertiser Disclaimer
Filtering by: Debt Management

Showing 217-228 of 574 resources

The Credit Impact of Debt in Collections Explained

Having debt in collections can have a serious and long-lasting impact on your credit. While paid medical collections are no longer reported,...

Article 5 min
Read

The Smart Way to Get a Higher Credit Limit

Getting a higher credit limit can be a double-edged sword. While it can provide financial flexibility and positively impact your credit scor...

Article 5 min
Read

Understanding Credit Limit Increases: What You Need to Know

As your financial responsibilities grow, the spending limit on your credit card may no longer suffice. A credit limit increase could offer y...

Article 5 min
Read

Understanding Hard Inquiries and Their Impact on Credit

Applying for a credit card can be stressful, especially if you're denied and notice a dip in your credit score. While rejection itself doesn...

Article 5 min
Read

Understanding Home Equity Loans: Which Option is Best for You?

Homeowners often look to tap into their home equity to achieve financial goals such as home improvements or debt consolidation. Two popular...

Article 5 min
Read

Understanding Online Credit Card Denials: Causes and Solutions

Credit card rejections during online transactions can be frustrating and perplexing. They may occur for reasons ranging from suspected fraud...

Article 5 min
Read

Understanding the Credit Limit Approval Process

Credit card issuers use a combination of personal financial details and external factors to determine your credit limit. They evaluate aspec...

Article 5 min
Read

Unlocking Your Home’s Equity: HELOC Explained

A home equity line of credit (HELOC) is a versatile second mortgage that allows homeowners to borrow against their home equity without refin...

Article 5 min
Read

USDA Loans Explained: Affordable Home Buying for All

USDA loans provide a home-buying opportunity for low- and moderate-income buyers, offering no down payment requirements and favorable intere...

Article 5 min
Read

Your Guide to Bankruptcy Counseling: What to Expect and How to Prepare

Declaring Chapter 7 or Chapter 13 bankruptcy is a significant decision that can provide a path to debt relief when other options fail. Howev...

Article 5 min
Read

Zombie Debt: What It Is and How to Defeat It

Zombie debt refers to old debts that have either expired, been forgotten, or were paid off but are revived by debt collectors. These debts o...

Article 5 min
Read

Exploring Home Equity Loans and Alternatives for Low Credit Scores

If you're considering a loan but feel discouraged by rising interest rates, a home equity loan might be the right option for you. Since it's...

Article 5 min
Read

The Credit Impact of Debt in Collections Explained

Article 5 min
Read

The Smart Way to Get a Higher Credit Limit

Article 5 min
Read

Understanding Credit Limit Increases: What You Need to Know

Article 5 min
Read

Understanding Hard Inquiries and Their Impact on Credit

Article 5 min
Read

Understanding Home Equity Loans: Which Option is Best for You?

Article 5 min
Read

Understanding Online Credit Card Denials: Causes and Solutions

Article 5 min
Read

Understanding the Credit Limit Approval Process

Article 5 min
Read

Unlocking Your Home’s Equity: HELOC Explained

Article 5 min
Read

USDA Loans Explained: Affordable Home Buying for All

Article 5 min
Read

Your Guide to Bankruptcy Counseling: What to Expect and How to Prepare

Article 5 min
Read

Zombie Debt: What It Is and How to Defeat It

Article 5 min
Read

Exploring Home Equity Loans and Alternatives for Low Credit Scores

Article 5 min
Read