PERQS

Financial Education That Actually Helps

Built for real people navigating real life.

Everyone deserves to understand their finances without judgment.

Your finances, your pace. Whether you are just starting to build credit, working through debt, or planning your next big move, Perqs gives you the practical guides, videos, and tools you need to make smarter decisions with confidence.

Advertiser Disclaimer
Filtering by: Budgeting

Showing 25-36 of 404 resources

FHA vs. Conventional: Choosing the Right Mortgage for Your Situation

When it comes to choosing between an FHA loan and a conventional loan, buyers have different considerations depending on their financial sit...

Article 5 min
Read

Should You Pay Off Your Mortgage Before Retirement? Key Considerations

Paying off a mortgage before retirement is often seen as ideal, but it may not always be feasible. Financial experts recommend having a plan...

Article 5 min
Read

A Simple Guide to Roth and Traditional IRAs: What You Need to Know

Individual Retirement Accounts (IRAs) are a popular option for retirement savings. When choosing an IRA, you'll typically decide between a R...

Article 5 min
Read

Shared Car Buying: How to Manage Finances and Choose the Right Vehicle

Purchasing a car with your significant other can be an exciting yet daunting experience. To ensure a smooth and successful decision-making p...

Article 5 min
Read

The Hidden Cost of Subscription Services and How to Save

This article discusses how subscription services, though convenient, can sometimes become unnoticed financial drains. It highlights a survey...

Article 5 min
Read

Smart Ways to Spend Your Tax Refund: Boosting Savings, Health, and Debt Management

Tax refunds represent the largest financial influx many households receive each year, offering a pivotal opportunity to enhance financial st...

Article 5 min
Read

Electric Cars: Should You Lease or Buy?

Leasing an electric vehicle (EV) offers lower monthly payments compared to buying but comes with the tradeoff of not owning the vehicle at t...

Article 5 min
Read

Letting Go of Financial Regret: A Practical Guide

Making financial mistakes is a common experience that can leave many feeling stuck in a cycle of regret. People often find themselves saying...

Article 5 min
Read

3 Essential Financial Tasks to Tackle Early in the Year

Most year-end financial checklists focus on tasks that need to be completed by December 31, but there are key opportunities early in the new...

Article 5 min
Read

Avoiding Foreign Transaction Fees: A Guide for Travelers

Traveling abroad can be costly, especially with hidden fees like foreign transaction charges on debit cards. While these fees often range fr...

Article 5 min
Read

Balancing Compassion and Caution When Loaning Money to Family

This article provides a thoughtful guide on navigating the complexities of financially helping loved ones who are affected by the COVID-19 p...

Article 5 min
Read

Cashier’s Checks 101: A Safe Choice for Large Transactions

A cashier’s check is a secure type of check issued and guaranteed by a bank, used for high-value transactions where cash or card payments ar...

Article 5 min
Read

FHA vs. Conventional: Choosing the Right Mortgage for Your Situation

Article 5 min
Read

Should You Pay Off Your Mortgage Before Retirement? Key Considerations

Article 5 min
Read

A Simple Guide to Roth and Traditional IRAs: What You Need to Know

Article 5 min
Read

Shared Car Buying: How to Manage Finances and Choose the Right Vehicle

Article 5 min
Read

The Hidden Cost of Subscription Services and How to Save

Article 5 min
Read

Smart Ways to Spend Your Tax Refund: Boosting Savings, Health, and Debt Management

Article 5 min
Read

Electric Cars: Should You Lease or Buy?

Article 5 min
Read

Letting Go of Financial Regret: A Practical Guide

Article 5 min
Read

3 Essential Financial Tasks to Tackle Early in the Year

Article 5 min
Read

Avoiding Foreign Transaction Fees: A Guide for Travelers

Article 5 min
Read

Balancing Compassion and Caution When Loaning Money to Family

Article 5 min
Read

Cashier’s Checks 101: A Safe Choice for Large Transactions

Article 5 min
Read