PERQS
Learning Center

All Articles

Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Debt Management Plans Explained

Debt management plans (DMPs) are structured solutions designed to help individuals manage overwhelming credit card debt effectively. These p...

Article 5 min
Read

Debt Settlement 101: What You Need to Know

If you're feeling overwhelmed by debt and looking for ways to ease the burden, debt settlement might be an option worth considering. This fi...

Article 5 min
Read

Default Judgments: What They Are and How to Handle Them

A default judgment occurs when a lawsuit proceeds without your response, resulting in a ruling in favor of the plaintiff. This can lead to s...

Article 5 min
Read

Discover SONYMA: Programs Empowering New York's Home Buyers

The State of New York Mortgage Agency (SONYMA) provides an array of specialized programs to help first-time home buyers and eligible repeat...

Article 5 min
Read

DIY vs. Debt Settlement Companies: Choosing Your Path

Do-it-yourself (DIY) debt settlement is a strategy where individuals negotiate directly with their creditors to settle debts for less than t...

Article 5 min
Read

Down Payment Help for Alaskan Home Buyers

Alaska offers a range of programs to support first-time home buyers and certain repeat buyers. The Alaska Housing Finance Corporation (AHFC)...

Article 5 min
Read

Essential Tips for Selecting a Secured Credit Card

Secured credit cards are an effective stepping stone for individuals looking to build or rebuild their credit. By requiring a security depos...

Article 5 min
Read

Expert Tips for Hiring a Bankruptcy Attorney

Filing for bankruptcy is a complex process, and the right attorney can be a crucial ally in navigating it. This guide outlines key considera...

Article 5 min
Read

Exploring Integrated Accounts and Investment Apps

The stock market's fluctuations during the COVID-19 pandemic drew many first-time investors seeking to capitalize on low stock prices. To ma...

Article 5 min
Read