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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Repossession Rights and Recovery: A Complete Guide

Facing car repossession can be a daunting experience, but understanding your rights and knowing what steps to take can help mitigate its imp...

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Shared Credit Cards: Tips for Avoiding Miscommunication and Debt

Moving in with a partner or getting married often involves merging finances, and a shared credit card can be an efficient way to manage hous...

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Should You Keep Your Credit Card? Key Factors to Consider

Credit cards can be convenient tools for managing daily expenses, building credit, and earning rewards. However, their ease of use can also...

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Simplifying Finances: Budget Planners That Work

A budget planner is a tool designed to help you manage your finances effectively by outlining income and expenses. By utilizing strategies l...

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Smart Financing with Buy Now, Pay Later

"Buy now, pay later" (BNPL) is a modern financing option that allows consumers to make purchases immediately while splitting the payment int...

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Smart Wedding Planning: Balancing Dreams and Dollars

Planning a wedding is a joyous milestone but comes with significant financial considerations. The average wedding in 2023 cost $30,119, acco...

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Stock Market Basics: Everything You Need to Know

The stock market serves as a centralized platform where investors buy and sell shares of publicly traded companies. It operates through exch...

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Strategies for Paying Down Debt Quickly and Efficiently

If you're feeling overwhelmed by debt and are eager to pay it off quickly, there are several strategies you can use to get back on track. Fr...

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Swipe Fees and Surcharges: The Consumer's Guide

Retailers are now allowed to charge consumers a surcharge for using credit cards, up to 4% of the transaction. While this change has sparked...

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