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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Managing Subscriptions with Credit Card Tools

Setting up autopay with a credit card can simplify bill payments but comes with potential pitfalls, such as forgetting about recurring charg...

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Maximize Rewards by Switching Your Credit Card

Changing your credit card doesn't always mean opening a new account and risking your credit score. Many issuers offer the option to "product...

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Maximizing Federal Aid Before Turning to Private Loans

Applying for student loans can seem complicated, but understanding the process and your options can make it more manageable. Federal student...

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Maximizing Savings with Different CD Options

Certificates of deposit (CDs) are a secure way to save money and earn interest over a fixed period. They come in several types, each caterin...

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Merchant Category Codes: A Key to Smarter Spending

Merchant Category Codes (MCCs) play a crucial role in determining rewards for credit card purchases. These four-digit codes categorize merch...

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Mortgage Payments with a Credit Card: Is It Worth It

Paying your mortgage with a credit card is a tempting option for earning rewards or managing cash flow, but it's not a straightforward proce...

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Navigating Financial Challenges with Expert Credit Counselors

Nonprofit credit counseling agencies provide a range of financial services to help individuals manage their money, navigate debt, and achiev...

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Navigating Medical Bills: Tips for Managing Debt

Medical debt can be a significant burden for many households, with nearly 1 in 5 U.S. households facing overdue medical bills. Paying off me...

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Navigating Online Banking Risks and Best Practices

Online banking has become an essential tool for managing finances conveniently. By utilizing secure websites or mobile apps offered by banks...

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