PERQS
Learning Center

All Articles

Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

How Target Date Funds Adapt to Market Volatility

Target date investments, designed as a simplified way to save for retirement, have become a staple in 401(k) plans. However, the recent mark...

Article 5 min
Read

How the Federal Reserve's Rate Cut Affects Your CD Returns

This article explores the current trends in certificate of deposit (CD) rates in the U.S., highlighting the recent decline in high-yield CD...

Article 5 min
Read

How the IRS Treats Credit Card Rewards

Rewards credit cards offer a great way to earn cash back, points, or miles for purchases, and most users can accumulate substantial benefits...

Article 5 min
Read

How to Access Financial Support for Everyday Expenses

The government offers various federal and state-funded programs designed to help individuals and families struggling financially. These prog...

Article 5 min
Read

How to Access Free, Reliable Financial Help When You Need It Most

In a time of financial uncertainty, individuals are seeking reliable advice to navigate the challenges brought on by the pandemic. A number...

Article 5 min
Read

How to Achieve Good Credit for Exclusive Card Perks

Understanding credit scores is essential when aiming to qualify for rewards credit cards. While many cards boast enticing offers like cashba...

Article 5 min
Read

How to Borrow Wisely and Repay Strategically for College

Managing student loans is a significant challenge for college students, with the Class of 2020 projected to borrow an average of $37,200 for...

Article 5 min
Read

How to Choose the Right Debt Relief Solution for You

Struggling with debt can feel overwhelming, but debt relief options are available to help. From negotiating directly with creditors to consi...

Article 5 min
Read

How to Consolidate Defaulted Student Loans and Regain Control

Consolidating defaulted student loans can provide a straightforward and effective way to recover from federal loan default. By merging multi...

Article 5 min
Read