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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Essential Terms Every Student Loan Borrower Should Know

When managing student loans, understanding essential terms and processes is key to making informed decisions about your educational financin...

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Essential Tips for Building Credit with a Secured Card

Building credit can be challenging, but a secured credit card is one of the most effective tools for achieving this goal. Secured credit car...

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Estate Planning Tips to Preserve Family Harmony

Estate planning is one of the most meaningful ways to convey your final wishes to your loved ones. For parents, it’s important to consider h...

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Federal and Private Student Loans: Rates, Refinancing, and More

This article explores current student loan interest rates, including distinctions between federal and private loans, recent rate changes, an...

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FHA Loans 101: Understanding Closing Costs

When securing a loan backed by the Federal Housing Administration (FHA), borrowers may benefit from a low down payment. However, FHA loans c...

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Financial Advisors Explained: Roles, Responsibilities, and Regulations

Choosing the right financial advisor can feel overwhelming, with various types of advisors claiming different expertise. This guide helps cl...

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Financial Planning Essentials: From Budgeting to Retirement

This guide on financial planning provides a comprehensive roadmap for managing and optimizing your financial life, from setting goals to cre...

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Financial Tools: Choosing Between Personal Loans and Credit Cards

This article explores the key differences between personal loans and credit cards, helping readers understand when and how to use each finan...

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Forecasting Lower Mortgage Rates: What to Expect

In the week ending November 14, weekly mortgage rates fell for the first time since September. The 30-year fixed-rate mortgage averaged 6.79...

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