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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Why Paying Off Your Mortgage Before Retirement Isn't Always Necessary

Many people may think carrying a mortgage into retirement is feasible, but it often becomes a burden due to the lack of tax benefits and the...

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Your Guide to Sustainable Income in Retirement

Creating a steady income in retirement is essential to cover ongoing expenses and maintain financial security after paychecks stop. This art...

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Your Guide to Using Credit Cards Without Going Into Debt

Using a credit card responsibly is one of the most efficient ways to build or rebuild credit. By following several key guidelines, you can e...

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1031 Exchange Explained: A Guide to Postponing Capital Gains Tax

If you're considering selling a property and are concerned about a hefty tax bill on the profits, a 1031 exchange could be a beneficial solu...

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$1 Credit Card Charges: Fraud or Normal?

If you've ever noticed a random $1 charge on your credit card statement, it might seem unusual or concerning. These charges are often tempor...

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A Closer Look at No-Penalty CDs and Savings Accounts

When deciding between no-penalty CDs and savings accounts, it boils down to weighing interest rates against access to your funds. No-penalty...

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A Complete Guide to Balance Transfers and Their Benefits

A balance transfer involves moving debt from a high-interest credit card to one with a lower interest rate, often with a 0% introductory APR...

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A Guide to Choosing High-Yield Savings Options

A high-yield savings account offers a significantly higher interest rate than traditional savings accounts, enabling your money to grow more...

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A Guide to E-Closings in Real Estate

E-closings are becoming an increasingly popular method of finalizing real estate transactions, providing faster processes and improved trans...

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