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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Medicare Prescription Drug Coverage Explained: Part D vs. Medicare Advantage

Medicare does cover prescription drugs, but the details depend on the type of coverage you choose. If you have Original Medicare, you typica...

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Medigap Plan C Explained: Coverage, Eligibility, and Alternatives

Medigap Plan C is a type of Medicare Supplement Insurance that helps pay certain out-of-pocket costs left over after Original Medicare (Part...

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Medigap Plan D Explained: Coverage, Costs, and Enrollment Tips

Medigap Plan D is a Medicare Supplement Insurance option designed to help people with Original Medicare (Part A and Part B) pay for certain...

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Medigap Plan K Explained: Coverage, Costs, and Key Trade-Offs

Medigap Plan K is a Medicare Supplement Insurance (Medigap) option designed to help people with Original Medicare (Part A and Part B) pay so...

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Medigap Plan N Explained: Coverage, Costs, and Who It’s Best For

Medigap Plan N (also called Medicare Supplement Plan N) is a popular Medicare Supplement option that can help cover many of the out-of-pocke...

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Merchant Financing Explained: How It Works and When It Makes Sense

Merchant financing is a way for businesses that accept credit or debit cards to get quick funding based on their sales. Typically, you recei...

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Minimum Credit Scores for Business Loans: A Practical Guide

A minimum credit score is one of the key factors lenders use to decide whether you qualify for a business loan — and what terms you’ll get i...

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Mold and Home Insurance: When You’re Covered and When You’re Not

Homeowners insurance may cover mold damage, but only in specific situations. In most cases, your policy pays for mold when it’s the result o...

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Mortgage Points Explained: When Paying Upfront Can Pay Off

Mortgage points (also called discount points) are optional upfront fees you can pay a lender to lower your mortgage interest rate and monthl...

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