PERQS
Learning Center

All Articles

Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

How SBA Disaster Loans Work and Who Can Qualify

SBA disaster loans are a form of emergency financing designed to help homeowners, renters, small businesses, and certain nonprofit organizat...

Article 5 min
Read

How to Calculate Your Net Worth (and Why It Matters)

Net worth is a simple snapshot of your financial position: it’s what you own (assets) minus what you owe (liabilities). Once you understand...

Article 5 min
Read

How to Earn and Maintain an A+ BBB Rating

An A+ rating with the Better Business Bureau (BBB) can be a powerful trust signal for customers, but it isn’t something you set and forget....

Article 5 min
Read

How to File a Homeowners Insurance Claim Step by Step

Filing a homeowners insurance claim can feel stressful, but taking the right steps early can help you get paid faster and avoid surprises. T...

Article 5 min
Read

How to Get a Car Loan With Bad Credit (Without Overpaying)

Article 5 min
Read

How to Get a Certificate of Liability Insurance for Your Business

A certificate of liability insurance (often called a COI) is a document that proves your business has liability coverage, such as general li...

Article 5 min
Read

How to Gift a 529 Contribution (and Make It Really Count)

Gifting to a 529 plan can be a meaningful way to support a student’s education without buying more “stuff.” A 529 is a tax-advantaged educat...

Article 5 min
Read

How to Refinance a Home Equity Loan: Options, Costs, and When It Makes Sense

Refinancing a home equity loan can be a smart move when your goals or finances change. You might refinance to lower your interest rate, redu...

Article 5 min
Read

How Workers’ Compensation Works: A Step-by-Step Guide for Employers

Workers’ compensation is insurance that helps pay for an employee’s medical care and replaces part of their lost wages if they’re injured or...

Article 5 min
Read