PERQS
Learning Center

All Articles

Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Your Guide to FICO Score 9 and Its Benefits

FICO Score 9, introduced in 2014, represents an evolution in credit scoring, refining how financial data is analyzed to assess credit risk....

Article 5 min
Read

Your Guide to Finding a Trustworthy Car Mechanic

Finding a trustworthy auto mechanic is essential for maintaining your vehicle and your peace of mind. Whether your car needs a simple oil ch...

Article 5 min
Read

Your Guide to Flood Insurance Coverage and Costs

Flood insurance protects your home and belongings from water damage caused by events like heavy rainfall, melting snow, or overflowing bodie...

Article 5 min
Read

Your Guide to Getting a HECM Reverse Mortgage

A home equity conversion mortgage (HECM) is a type of reverse mortgage available to homeowners age 62 and older, allowing them to convert pa...

Article 5 min
Read

Your Guide to IDR: Lower Payments Now, Forgiveness Later

Income-driven repayment (IDR) plans cap monthly federal student loan payments to a percentage of your discretionary income and extend the re...

Article 5 min
Read

Your Guide to Life Insurance Medical Exams

When applying for life insurance, you may be required to complete a medical exam. This exam helps insurers assess your health and decide you...

Article 5 min
Read

Your Guide to Life Insurance Obligations After Divorce

Divorce can be a stressful, emotional experience, but it's also a time to re-evaluate your financial protection — especially when it comes t...

Article 5 min
Read

Your Guide to Life Insurance: What It Is and When You Need It

Life insurance can provide vital financial protection for your loved ones if something happens to you. While not everyone needs life insuran...

Article 5 min
Read

Your Guide to Life Insurance When You Have Health Issues

You can still qualify for life insurance even if you have a pre-existing condition, though the cost and types of coverage available may vary...

Article 5 min
Read