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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

The Small Business Guide to Business Interruption Coverage

Business income insurance (also called business interruption insurance) helps replace lost income and pay ongoing operating expenses when a...

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The Small-Business Guide to Choosing an Insurance Provider

Choosing a business insurance company isn’t just about finding the lowest price. The smartest approach balances cost with the types of cover...

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The Small Business Guide to Joint Ventures: Benefits, Risks, and Setup Steps

A joint venture (JV) is a collaboration in which two or more independent people or companies combine resources to achieve a specific, mutual...

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The Smart Seller’s Guide to Home Pricing

Pricing your home to sell is a strategic balance — aim too high and you might turn buyers away; go too low and you could lose money. Finding...

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The Smart Way to Budget: Tips for Saving, Spending, and Thriving

Creating a budget is one of the most important steps toward achieving financial freedom. Whether you're trying to save for the future, elimi...

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The Smart Way to Save for a Down Payment and Closing Costs

Saving enough money to buy a house may seem like an overwhelming challenge, but taking small, deliberate steps can make the process more man...

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The Smart Way to Save: Understanding High-Yield Savings Accounts

A high-yield savings account is a great way to make your money work harder for you. Unlike traditional savings accounts that typically offer...

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The Startup’s Guide to SBA Loans and Alternatives

SBA loans are often considered the gold standard for small-business financing — but can startups actually qualify? The answer is yes, in som...

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The Top Questions That Help You Vet a Financial Planner

Before hiring a financial advisor, it’s crucial to evaluate not only your personal financial needs but also the qualifications, fee structur...

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