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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Special Needs Trusts, Simplified: Protect Benefits and Support a Fuller Life

A special needs trust (SNT) is an estate-planning tool that lets you set aside money for a loved one with disabilities without jeopardizing...

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Spend Less, Save More: A Practical Guide to Frugal Living

Living below your means doesn’t have to mean feeling deprived or restricted. It’s about aligning your spending with your values, planning wi...

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Split-Dollar Life Insurance: A Guide for Employees and Estate Planners

Split-dollar life insurance is not a standalone insurance product but rather an agreement to share the costs and benefits of a permanent lif...

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Splitting a Home in Divorce: A Guide to Your Choices

When going through a divorce, determining how to handle a shared home is a critical decision. Couples generally have three primary options:...

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Spot the Red Flags: Picking a Car Salesperson You Can Trust

Buying a car can be an exciting experience — but only if you feel comfortable and in control. One major factor that influences how positive...

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Spousal IRA Guide: Retirement Planning for One-Income Households

A spousal IRA offers married couples a way to boost retirement savings, even if one spouse doesn’t earn an income. This type of account allo...

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SR22 Explained: What It Is and How to Get It

If you've recently faced a serious driving violation like a DUI, you may be required to file an SR22 form. While commonly called “SR22 insur...

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SRI Explained: Invest With Your Values

Socially responsible investing (SRI), also known as sustainable or ethical investing, blends financial goals with personal values. SRI allow...

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Staging to Sold: Mindset Shifts That Help You Win in Any Market

Selling in a hot market can still go sideways if you approach the process with the wrong mindset. Treat the house like a product, disclose i...

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