PERQS
Learning Center

All Articles

Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Should You Refinance Your Student Loans? A Complete Guide

Refinancing student loans can be a smart financial move to save money on interest and reduce repayment time. It involves trading multiple lo...

Article 5 min
Read

Should You Take a Cash Offer for Your House?

Cash offers can be attractive to home sellers because they often close quickly, come with fewer contingencies, and reduce the risk of financ...

Article 5 min
Read

Should You Try Credit Piggybacking to Build Credit?

Credit piggybacking can help build your credit score if you have a thin credit file, but it’s not a long-term solution. Being added as an au...

Article 5 min
Read

Should You Use Buy Now, Pay Later or a Credit Card?

Buy now, pay later (BNPL) plans and credit cards both let you spread out the cost of purchases, but they work very differently. BNPL usually...

Article 5 min
Read

Signature Loans Explained: A Guide to Unsecured Borrowing

A signature loan is an unsecured personal loan backed solely by your promise to repay, rather than collateral. With fixed interest rates, pr...

Article 5 min
Read

Simple Fixes to Lower Your Water and Sewer Costs

Clean water is essential for everyday living, but a high water and sewer bill can make this necessity feel like a financial burden. Fortunat...

Article 5 min
Read

Simple Guide to Changing Your Car Insurance Provider

Switching car insurance companies may sound complicated, but the truth is it’s fairly straightforward — and can even lead to better rates or...

Article 5 min
Read

SIMPLE IRA or 401(k)? Pros, Cons, and How to Decide

Choosing between a SIMPLE IRA and a 401(k) plan can feel overwhelming, but understanding the core differences can simplify your decision. Th...

Article 5 min
Read

Simple Tools to Make Tax Time Easier and Cheaper

Tax season doesn’t have to be stressful — especially if you’re using everyday tools and simple apps to stay organized year-round. By digitiz...

Article 5 min
Read