PERQS
Learning Center

All Articles

Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Saving for a Minor? UTMA and UGMA Explained Simply

UTMA and UGMA custodial accounts let an adult manage assets for a minor until the child reaches the age of majority, when ownership and cont...

Article 5 min
Read

Savings Account Rules: Navigating Withdrawal Limits and Fees

Savings accounts are a great way to store money, but a rule called Regulation D previously restricted withdrawals to six per month. In April...

Article 5 min
Read

Savings Accounts 101: A Guide to Growing Your Money

A savings account is a secure and federally insured deposit account held at a financial institution, designed to store funds while earning i...

Article 5 min
Read

Saving vs. Investing: What’s Right for You?

Understanding when to save and when to invest is essential to building a solid financial foundation. Saving provides a secure way to stash c...

Article 5 min
Read

SBA Disaster Loans: Everything You Need to Know Before You Apply

SBA disaster loans provide financial assistance to small businesses, nonprofits, homeowners, and renters affected by declared disasters. The...

Article 5 min
Read

SBA Loan Requirements: How to Qualify and What You Need

If you’re a small business owner seeking financing, understanding SBA loan requirements is essential. The U.S. Small Business Administration...

Article 5 min
Read

Schedule A Explained: What You Can Deduct and Who Should Use It

Thinking of skipping the standard deduction and claiming individual expenses instead? You’ll likely need IRS Schedule A. This form allows ta...

Article 5 min
Read

S-Corp Compensation Made Simple: What’s “Reasonable” and What’s Not

Owners of S corporations generally pay themselves via a salary, shareholder distributions, or a mix of both. If you actively work in the bus...

Article 5 min
Read

Second Home Buying Tips: Costs, Loans, and Strategy

Buying a second home can be an exciting and financially significant milestone, whether it's for personal use, investment, or to help family....

Article 5 min
Read