PERQS
Learning Center

All Articles

Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Renters Insurance and Credit: What You Need to Know

Renters insurance is a key financial safety net for protecting your belongings, but if you have poor credit, you could be paying significant...

Article 5 min
Read

Renters Insurance Explained: What’s Covered and What’s Not

Renters insurance offers valuable protection for tenants, covering personal belongings, liability, and living expenses in case of disasters....

Article 5 min
Read

Renters Insurance for Roommates: Is It Worth It?

Sharing renters insurance with a roommate might seem like a good way to cut costs, but it’s not always the smartest financial move. While ma...

Article 5 min
Read

REPAYE vs. SAVE: What Borrowers Should Know

Revised Pay As You Earn (REPAYE) was a federal income-driven repayment (IDR) plan designed to help student loan borrowers manage monthly pay...

Article 5 min
Read

Reporting Tips to the IRS: A Step-by-Step Tax Guide

Tips are taxable income, whether they’re left in cash, added to a credit card bill, or distributed through tip pools. Understanding how and...

Article 5 min
Read

Restaurant Insurance 101: Coverages, Quotes and Smart Shopping

Restaurants and food businesses face a blend of everyday and industry-specific risks — from slips and falls to grease fires, spoilage and li...

Article 5 min
Read

Retail Insurance 101: Protect Your Shop, Lease, and Bottom Line

Retail insurance is a bundle of policies that safeguard brick-and-mortar shops and e-commerce retailers from common risks—like customer inju...

Article 5 min
Read

Retirement and Taxes: How to Keep More of Your Money

Retirement doesn’t just bring freedom from the 9-to-5 grind — it can also come with some valuable tax breaks. Whether it's a higher standard...

Article 5 min
Read

Retirement Annuities: What They Are and Who Should Consider One

Retirement annuities can offer a guaranteed income stream that lasts your lifetime, making them a potentially valuable part of your retireme...

Article 5 min
Read