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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Navigating Insurance Claims: When to Call a Public Adjuster

Filing a homeowners insurance claim after a disaster can be daunting, and hiring a public adjuster may help lighten the load. Public insuran...

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Navigating Life Insurance With a Pre-Existing Medical Condition

Getting life insurance with a pre-existing condition may sound difficult, but it’s far from impossible. While your rates might be higher and...

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Navigating Market Uncertainty: Smart Portfolio Moves

Concerns about a potential recession have grown following recent economic events, including market declines and policy changes. While predic...

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Navigating Medicare: Choosing the Right Plan for You

Medicare is a federal health insurance program designed for U.S. adults aged 65 or older and younger individuals who qualify due to disabili...

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Navigating Medicare Mental Health Benefits: Coverage, Limits, and Costs

Medicare covers a broad range of mental health services in both outpatient and inpatient settings, but the benefits come with important limi...

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Navigating Money Help: The Role of Financial Counselors

Financial counselors may not hold the highest certifications that financial advisors do, but they offer essential services tailored to indiv...

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Navigating NY Income Tax Rates, Brackets, and Refunds

New York State's income tax system for the 2024–2025 tax year features a progressive structure with nine tax brackets ranging from 4% to 10....

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Navigating Private Student Loan Bankruptcy: What’s Changing?

Discharging student loans through bankruptcy has long been seen as nearly impossible, especially for private loan borrowers. However, recent...

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Navigating the 150% Subsidized Loan Cap: A Student’s Guide

The 150% subsidized loan limit determines how long students can receive taxpayer-subsidized federal student loans. This limit is calculated...

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