PERQS
Learning Center

All Articles

Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Interest-Only Student Loan Payments: A Money-Saving Strategy

Making interest-only payments on student loans before graduation or during deferment can prevent interest from being added to your loan bala...

Article 5 min
Read

Investing $20,000: Strategies for Every Type of Investor

Receiving a $20,000 windfall can open up a range of investment opportunities, but knowing where to start is key. Whether the money comes fro...

Article 5 min
Read

Investing in Private Equity: What You Need to Know

Private equity is a dynamic and often exclusive investment avenue that offers higher potential returns in exchange for higher risk and longe...

Article 5 min
Read

Investment Taxes 101: How to Minimize Your Tax Bill

Investing is a great way to grow your wealth, but it can also lead to substantial tax obligations if you're not aware of how the IRS taxes d...

Article 5 min
Read

Invoice Financing Explained: Pros, Cons, and How to Apply

Invoice financing is a funding option that helps business-to-business (B2B) companies access cash quickly by borrowing against unpaid invoic...

Article 5 min
Read

IRA Comparison: Traditional, Roth, SEP, SIMPLE, and More

Individual retirement accounts (IRAs) come in several different types, and each one offers distinct features tailored to different financial...

Article 5 min
Read

IRA Dividend Reinvestment Explained

Reinvesting dividends in your IRA can be a smart way to grow your retirement savings more efficiently. But whether it’s the best move for yo...

Article 5 min
Read

IRA Investment Guide: Stocks, Funds, or Robo-Advisor?

Investing your IRA can be a straightforward process with the right strategy. Whether you’ve opened a Roth or traditional IRA, knowing how to...

Article 5 min
Read

IRA Limits and Strategies for Multiple Accounts

You’re allowed to have multiple IRAs, but your total annual contribution across all accounts is still limited. Whether you’re considering a...

Article 5 min
Read