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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

How to Structure a Business Proposal That Gets Results

Writing a business proposal is a key part of winning work in the B2B world. Whether you're responding to a specific request or pitching a ne...

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How to Submit Your IDR Application Online or by Mail

As of March 26, 2025, online applications for income-driven repayment (IDR) plans are back online after a temporary suspension due to legal...

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How to Take Control of Your Finances With a Smart Budget

Budgeting your money effectively can help you take control of your finances, reduce stress, and work toward important goals like debt repaym...

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How to Track Down Scholarships Before Classes Start

It’s not too late to find scholarships, even if the semester is about to begin. There are several resources that can help you secure last-mi...

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How to Track Your Tax Refund

If you're wondering where your tax refund is, you're not alone — and thankfully, there are several tools available to help you track its pro...

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How to Trade Options: A Beginner’s Step-by-Step Guide

Options trading can be a powerful tool for experienced investors looking to generate income, hedge risk, or bet on the future direction of a...

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How to Transfer Brokerage Accounts Without Selling Your Investments

Switching brokerage firms doesn’t have to mean selling off your investments or triggering taxes. Thanks to in-kind transfers, also known as...

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How to Transfer Your Student Loans: Consolidation vs. Refinancing

Transferring student loans to another lender generally happens in two ways: federal consolidation (which can change your servicer and repaym...

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How to Turn Your 401(k) Into Retirement Income

As retirement approaches, it’s important to transition from saving in your 401(k) to making smart decisions about how to use those savings....

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