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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

How to Create a Business Budget in 6 Simple Steps

A business budget is an essential financial tool that helps small business owners estimate revenue and expenses, prepare for seasonal shifts...

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How to Cut Costs and Grow Your Savings

If saving money feels difficult right now, you’re not alone — with rising prices and economic uncertainty, many Americans are struggling to...

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How to Cut Your Grocery Bill Without Sacrificing Quality

Grocery bills can take a big bite out of your budget, especially as food prices continue to climb. But with a little planning and a few smar...

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How to Decide If a Shorter-Term Mortgage Refinance Is Right for You

Refinancing your mortgage to a shorter-term loan can help you save on interest and pay off your home sooner. However, before making this fin...

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How to Decide if You Should Max Out Your Roth IRA

Maxing out your Roth IRA can be a smart move for retirement planning, but it requires careful consideration of your income, financial priori...

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How to Deduct Business Loan Interest on Your Taxes

If you’re a small-business owner worried about loan repayment costs, here’s some encouraging news: The interest you pay on a business loan i...

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How to Deduct Medicare Premiums and Medical Expenses on Taxes

Medicare premiums and many related medical costs can be tax-deductible if you itemize your deductions and meet certain income requirements....

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How to Earn More on Your Savings: A Guide to Interest Rates

The national average interest rate for savings accounts is currently 0.41% APY, as reported by the FDIC. Online banks tend to offer higher s...

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How to Eat Out Without Breaking the Bank

Eating out doesn’t have to drain your wallet. By learning strategic ways to save, you can enjoy meals at your favorite restaurants without o...

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