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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

How Long Can You Receive Pell Grants? A Breakdown of Lifetime Limits

The Pell Grant is a crucial financial aid resource for students with financial need, but it comes with a lifetime limit. This limit is based...

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How Marriage Impacts Your Credit Score and Finances

Getting married doesn’t directly impact your credit score, as your credit histories remain separate even after you say “I do.” However, spou...

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How Married Parents Should Handle FAFSA Contributions

When filling out the Free Application for Federal Student Aid (FAFSA), students with married parents must provide financial information from...

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How Medicare Part D Helps Cover Your Prescription Costs

Medicare Part D provides essential prescription drug coverage for individuals with Medicare. Whether you're enrolled in Original Medicare or...

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How Medicare Works: Parts A, B, C, and D Made Simple

Medicare is a federal health insurance program that helps many people manage health care costs as they get older (or if they qualify earlier...

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How Missing a Credit Card Payment Affects Your Finances

Missing a credit card payment can have a range of serious consequences that affect your credit score, cost you more money, and even lead to...

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How Money Market Accounts Work and When to Use Them

A Money Market Account (MMA) is a type of savings account that offers features like debit card and check-writing privileges, typically with...

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How Mortgage Brokers Get Paid and What They Really Earn

A mortgage broker is a licensed professional who helps match homebuyers and homeowners with suitable lenders, explains mortgage options, and...

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How Mortgage Refinancing Works and When to Consider It

Mortgage refinancing gives homeowners the opportunity to adjust their loan terms, reduce monthly payments, or tap into their home equity. Wh...

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