PERQS
Learning Center

All Articles

Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Avoid the 6% Penalty: Fixing Excess IRA Contributions

Contributing too much to your traditional or Roth IRA can trigger a 6% penalty each year the excess remains. Thankfully, there are clear ste...

Article 5 min
Read

Avoid These Costly Errors in International Money Transfers

International wire transfers can be a fast and effective way to send money across borders — but if you’re not careful, they can also become...

Article 5 min
Read

Avoid These Mistakes With Automatic Payments

Automatic bill payments can make managing monthly bills easier, more efficient and even improve your credit — but they come with a few pitfa...

Article 5 min
Read

Balance Transfers vs. Loans: A Guide to Paying Off Debt Faster

Balance transfer credit cards and debt consolidation loans are two common tools that can lower the amount of interest you owe and help you p...

Article 5 min
Read

Balance Transfers vs. Personal Loans: Which is Right for You?

Balance transfers can be a great financial tool for reducing interest costs and managing debt. By moving high-interest balances to a credit...

Article 5 min
Read

Balancing Work and School: The Modern Student Dilemma

Covering college costs with a part-time job alone is increasingly unrealistic. While working during school can help reduce the burden, the r...

Article 5 min
Read

Balloon Mortgage Basics: What to Know Before You Borrow

A balloon mortgage offers lower monthly payments for a limited time but comes with the risk of a large lump-sum payment at the end of the te...

Article 5 min
Read

Bank and Investment Fees: Common Myths and Mistakes

Many Americans struggle to understand the fees they pay on their financial accounts. A surprising number of people either can't locate these...

Article 5 min
Read

Bank Bonus Offers: What to Know Before You Open an Account

Bank sign-up bonuses can be an easy way to earn extra money simply by opening a new account and meeting a few conditions. While the average...

Article 5 min
Read