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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

A Quick Guide to Completing Student Loan Exit Counseling

Student loan exit counseling is a mandatory step for all federal student loan borrowers who are graduating, leaving school, or dropping belo...

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Are Personal Loans Taxable? What Really Matters for Your Return

Personal loans are generally not taxable because the money you receive is a debt you’re obligated to repay, not income. However, taxes can c...

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A Seller’s Guide to Real Estate Disclosure Forms

Whether you’re buying or selling a home, understanding the seller’s disclosure process is essential. These disclosures bring transparency to...

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A Simple Guide to Buying Bonds and Building Your Portfolio

Buying bonds is a key strategy for diversifying your investment portfolio, offering a lower-risk alternative to stocks. Investors can purcha...

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A Simple Guide to Changing Your Name After the Wedding

Changing your name after getting married involves more than updating your Instagram bio. It requires notifying government agencies, financia...

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A Simple Guide to FAFSA for Students From LGBTQ Families

Filling out the Free Application for Federal Student Aid (FAFSA) is a crucial step for students seeking financial assistance for college. Re...

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A Simple Guide to Financial Preparedness for Storms and Emergencies

Preparing for natural disasters isn’t just about stocking food and flashlights — your financial readiness matters just as much. By keeping s...

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A Simple Guide to Insuring Your Home-Based Business

Business insurance helps protect home-based businesses from lawsuits, accidents, and unexpected losses. Start by identifying your risks, cho...

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A Simple Guide to Knowing If Life Insurance Is Right for You

Life insurance isn’t just for the elderly or the wealthy — it’s a practical financial tool for anyone whose absence would leave a financial...

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