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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

A Guide to Smart Borrowing for Parent Student Loans

Borrowing parent student loans is a major financial decision that affects both parents and children. While parents often shoulder the respon...

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A Guide to SR22 and FR44 Insurance After a Violation in Florida

In Florida, drivers with serious traffic violations—like DUIs or multiple offenses—may need to have an FR44 or SR22 form filed by their insu...

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A Guide to the Saver’s Credit and the Coming Saver’s Match

If you're contributing to a retirement account and have a low or moderate income, you might qualify for a valuable tax break called the save...

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A Guide to Traditional IRA Withdrawals by Age

Traditional IRA withdrawal rules are based on your age and the purpose for taking the funds. While the account offers tax-deferred growth, w...

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A Guide to U.S. Mortgages for Foreign Nationals and Visa Holders

You don’t have to be a U.S. citizen or permanent resident to get a mortgage in the United States. Many non-citizens — including visa holders...

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A Holiday Budget You Can Rely on Every Year

Holiday expenses have a way of sneaking up, even though the season arrives right on schedule every year. By planning early, reviewing last y...

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A Homebuyer’s Guide: Making an Offer in 7 Simple Steps

Making an offer on a house is one of the most crucial steps in the homebuying process. Your offer becomes a legally binding agreement once s...

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A Last-Minute Retirement Guide for Late Savers

Approaching retirement without savings can feel overwhelming, but it doesn’t mean you’re out of options. While you can’t turn back time, the...

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Alternative Minimum Tax (AMT): What It Is and How to Calculate It

The Alternative Minimum Tax (AMT) is a parallel tax system designed to ensure that higher-income individuals pay a minimum amount of taxes,...

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