PERQS
Learning Center

All Articles

Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Understanding Minimum Payments: Tips to Manage Credit Card Debt

Understanding how credit card minimum payments are calculated is crucial for managing your finances effectively. Whether you owe a small bal...

Article 5 min
Read

Understanding PMI: Costs, Benefits, and How to Manage It

Private Mortgage Insurance (PMI) can make homeownership accessible for buyers unable to make a 20% down payment. By understanding PMI, you c...

Article 5 min
Read

Understanding Unsecured vs. Secured Credit Cards

Unsecured credit cards, commonly referred to as "regular" credit cards, allow individuals to borrow money without the requirement of collate...

Article 5 min
Read

Unlocking Homeownership: First-Time Buyer Programs in Washington

For first-time home buyers in Washington, the path to homeownership can be more accessible with the state’s tailored programs and assistance...

Article 5 min
Read

Updating Tax Info and School Lists on Your FAFSA

The FAFSA (Free Application for Federal Student Aid) is a critical tool for accessing financial aid for college. If you’ve made an error on...

Article 5 min
Read

VantageScore Explained: What You Need to Know

A VantageScore is a credit score developed by the three major credit bureaus to help lenders, landlords, and financial institutions assess c...

Article 5 min
Read

Veteran Entrepreneurs: Your Ultimate Guide to Business Grants

Veteran business grants offer valuable funding opportunities for veterans to start or grow their businesses without the burden of repayment....

Article 5 min
Read

What You Need to Know About 1099 Forms and Tax Filing

A 1099 form is a key tax document used to report nonwage income from various sources. If you've earned income as a freelancer, contractor, o...

Article 5 min
Read

What You Need to Know About Mortgage Protection Insurance

Mortgage Protection Insurance (MPI) offers a way to ensure your home loan is paid off if you pass away before it's fully repaid. While it se...

Article 5 min
Read