PERQS
Learning Center

All Articles

Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

The Good Neighbor Next Door Program: Everything You Need to Know

The Good Neighbor Next Door (GNND) program is an exceptional initiative offering teachers, law enforcement officers, firefighters, and emerg...

Article 5 min
Read

The Pros and Cons of Subsidized vs. Unsubsidized Student Loans

Understanding the differences between subsidized and unsubsidized federal student loans is crucial for making informed decisions about finan...

Article 5 min
Read

The Role of Liquid Assets in Your Financial Plan

Unexpected financial challenges can arise at any time, whether it’s a car breakdown, a medical emergency, or job loss. Preparing for these s...

Article 5 min
Read

The Tax Benefits of Depreciation for Small Businesses

As a small business owner, tax season offers an excellent opportunity to maximize deductions and reduce taxable income. One often-overlooked...

Article 5 min
Read

Types of Checking Accounts: Which One Is Right for You?

Checking accounts are a cornerstone of day-to-day financial management. Offered by banks and credit unions, they provide a secure and conven...

Article 5 min
Read

Types of SBA Loans and Which One Is Right for You

SBA loans are a financing option for small businesses, partially guaranteed by the U.S. Small Business Administration and issued through par...

Article 5 min
Read

UltraFICO: Bridging Banking Habits and Creditworthiness

The UltraFICO score offers an innovative way for consumers to boost their creditworthiness by incorporating their banking habits into their...

Article 5 min
Read

Understanding and Improving Your Credit Score Over Time

Your credit score can sometimes feel frustratingly stuck, even when you believe you're doing everything right. Whether you're dealing with a...

Article 5 min
Read

Understanding and Managing Your Equifax Credit Report

Regularly reviewing your credit reports is a smart way to ensure the accuracy of the information provided by lenders, agencies, and other en...

Article 5 min
Read