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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

How Your Credit Score Impacts Loan Options

The credit score required for personal loans typically ranges from 560 to 660, though it varies by lender. Borrowers with good or excellent...

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Improving Your Credit for Better Loan Terms

Securing approval for a personal loan can feel daunting due to varying lender requirements, but understanding key strategies can significant...

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Interest Rates, APR, and Loan Costs: What Homebuyers Need to Know

This article serves as a comprehensive guide to understanding mortgage APR, or annual percentage rate, using tools like NerdWallet's APR cal...

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Investment Strategies Demystified: Building Wealth with Confidence

Investment strategies are essential for individuals looking to achieve their financial goals while managing risk effectively. These strategi...

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Key Tips for Managing Authorized Users on Your Account

Adding someone as an authorized user to your credit card account can be a helpful way to improve their credit. However, this decision comes...

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Loan-to-Value Explained: Tips for Homebuyers

The loan-to-value (LTV) ratio is a critical metric used by lenders to assess the risk of a mortgage loan. It compares the size of the loan t...

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Making Homeownership Easier: Inside the Homes for Heroes Program

Homes for Heroes connects first responders, teachers, health care workers, and military members or veterans with real estate and lending pro...

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Maximize Your Savings with High-Yield Accounts and CDs

Saving money and earning interest can be both simple and rewarding when you choose the right financial tools. By leveraging options like hig...

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Monitoring Your TransUnion Credit Report: What You Need to Know

Accessing your credit report and addressing errors is essential for maintaining a healthy credit profile. By understanding how to request yo...

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