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Browse every guide and explainer in the PERQS Learning Center.

2,898 articles

Navigating Nelnet for Federal Student Loan Management

Nelnet is a federal student loan servicing company that assists borrowers in managing their loans, including payment tracking, account setup...

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Navigating the Stock Market: Understanding Shares and Returns

Stocks represent ownership in a company, and purchasing them means owning a small part of that company. Investors buy stocks hoping that the...

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Personal Loan Default: Consequences and Solutions

Defaulting on a personal loan can be an overwhelming experience, often stemming from unexpected life events like job loss, injury, or other...

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Planning Roth IRA Withdrawals Strategically for Long-Term Growth

Roth IRA withdrawal rules can be intricate, with specific guidelines on when and how you can access your contributions and earnings. Contrib...

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Practical Tips for Managing Credit Card Debt

Managing credit card payments is crucial to maintaining financial stability and safeguarding your credit score. Failure to meet the minimum...

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Pros and Cons of Paying Off Your Car Loan Ahead of Schedule

Paying off your car loan early might seem like a financial win, but it can have unexpected effects on your credit score. While it can free u...

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Smart Spending: Tips for a Frugal and Fulfilling Life

Frugal living isn’t about cutting corners to the point of discomfort; it’s about finding practical and creative ways to save money while foc...

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Steps to Start Trading Stocks with Confidence

Investing in individual stocks can be an exciting way to grow wealth, but it requires thoughtful planning, research, and strategy. This guid...

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Student Loan Servicers: When and How to Make a Change

Managing student loans can feel overwhelming, especially when dealing with loan servicers. This guide explains how to change your student lo...

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